On the other hand, a resurgent European interest in 'America' as symbol suggests a tacit defense among international members of a growing American Studies community of symbolic figuration itself as a means of cultural comprehension. Universitätsverlag WINTER is an academic publisher located in Heidelberg, Germany, who covers the whole field of Humanities with particular interest in literature and language studies. Founded already in 1822, the publishing house is closely associated with ‘Heidelberg Romanticism’. Today, WINTER publishes eleven journals like Amerikastudien, Anglistik, Beiträge zur Namenforschung, the journal devoted to German literary history (now over a century old) Euphorion, the Germanisch-Romanische Monatsschrift, Gymnasium, a journal dealing with traditional humanistic education embracing the teaching of classical languages, the Romanistische Zeitschrift für Literaturgeschichte, Sprachwissenschaft, the Zeitschrift für Slavische Philologie, and Trumah, the journal of the College of Jewish Studies in Heidelberg. Recently added to this collection has been Comparatio, offering theoretically advanced comparartive studies. WINTER also presents about 150 monographs and collections per year within a number of well-established series, several of them in co-operation with Heidelberg University and the Heidelberg Academy of Sciences.Among the largest university presses in the world, The MIT Press publishes over 200 new books each year along with 30 journals in the arts and humanities, economics, international affairs, history, political science, science and technology along with other disciplines. We were among the first university presses to offer titles electronically and we continue to adopt technologies that allow us to better support the scholarly mission and disseminate our content widely. The case will be decided by the court.The Press's enthusiasm for innovation is reflected in our continuing exploration of this frontier. NOTE: The Commission files a complaint when it has “reason to believe” that the named defendants are violating or are about to violate the law and it appears to the Commission that a proceeding is in the public interest. The FTC has information for consumers about payday loans, including alternative options and information for military consumers. District Court for the District of Nevada entered the temporary restraining order on May 19, 2020. The Commission vote authorizing the staff to file the complaint was 5-0. La Posta Tribal Lending Enterprise Takehisa Naito and Keishi Ikeda. The defendants named in the case are: Lead Express, Inc. The FTC charges the defendants with violating the FTC Act, the Telemarketing Sales Rule, the Truth in Lending Act and Regulation Z, and the Electronic Funds Transfer Act and Regulation E. “Harvest Moon bled consumers dry, by promising a single payment payday loan, but then automatically debiting consumers’ bank accounts for finance charges every two weeks, in perpetuity,” said Andrew Smith, Director of the FTC’s Bureau of Consumer Protection. In addition, the FTC charges that the defendants failed to make required loan disclosures, made recurring withdrawals from consumers’ bank accounts without proper authorization, and illegally used remotely created checks. In fact, in many instances, the FTC alleges, consumers found that long after the promised number of payments had been made, the defendants had applied their funds to finance charges only and were continuing to make regular finance-charge only withdrawals from their checking accounts. A federal court has entered a temporary restraining order halting the operation and freezing the defendants’ assets, at the FTC’s request.Īccording to the FTC, the 11 defendants, through Internet websites and telemarketing, and operating under the names Harvest Moon Financial, Gentle Breeze Online, and Green Stream Lending, used deceptive marketing tactics to convince consumers that their loans would be repaid in a fixed number of payments. The Federal Trade Commission has charged a payday lending enterprise with deceptively overcharging consumers millions of dollars and withdrawing money repeatedly from consumers’ bank accounts without their permission. About the FTC Show/hide About the FTC menu items.News and Events Show/hide News and Events menu items.Advice and Guidance Show/hide Advice and Guidance menu items.Competition and Consumer Protection Guidance Documents.Enforcement Show/hide Enforcement menu items.
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